The operating system for Nigeria’s rewards economy

Unify payments, partners, and settlements across every merchant, POS, and digital rail — in one intelligent platform trusted by SureCashBack.

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Live transactions processed

47,291,847

≈ 47.3M · updated in real-time

Powering Nigeria’s largest rewards network

ShopRite

SPAR

Konga

Jumia

Justrite

Filmhouse

Chicken Republic

Verve

Interswitch

Opay

Flutterwave

Paystack

ShopRite

SPAR

Konga

Jumia

Justrite

Filmhouse

Chicken Republic

Verve

Interswitch

Opay

Flutterwave

Paystack

Platform

Six systems. One source of truth.

Every capability a modern rewards network needs — designed, integrated, and intelligent.

Partner management

Onboard, vet, and govern every partner from one command center. State-machine driven lifecycle with compliance built in.

+12,483

Unified payments

API, POS, QR, and card rails — all routed through one intelligent engine with sub-second settlement.

Card

62%

POS

28%

10%

Rewards engine

Commission, cashback, and loyalty rules configured visually. Deploy in seconds.

2.5%cashback

Double-entry ledger

Every kobo accounted for. Auto-split revenue across SureCashBack, partners, and rewards pools with cryptographic audit trail.

TransactionDebit / Credit

RWD.CASH₦5,000.00

PARTNER.REV₦4,850.00

REWARDS.POOL₦150.00

Analytics

Executive dashboards. Real-time KPIs. Drill from national to terminal-level.

AI intelligence

Fraud detection, forecasting, and a conversational copilot trained on your operations — powered by Claude.

“Show failed transactions from Lagos merchants today”

Live product

Every actor, their own stage.

app.surecashback.com/admin

Command Center

Real-time operations across all partners

Live

Revenue today

₦47,280,000.00

+12.4%

Partners active

1,847

+34

Transactions

847.2K

+18.2%

Fraud blocked

₦2.1M

-8.3%

Recent transactions

ShopRite — Victoria Island

₦12,500.00Success

SPAR — Ikeja

₦8,200.00Success

Konga — Abuja

₦24,800.00Processing

Jumia — Port Harcourt

₦4,100.00Success

Process

Four steps. Zero friction.

Onboard

Submit your business profile and KYB docs.

Integrate

Connect via API, POS, QR, or card rails.

Transact

Go live. Transactions flow through the engine.

Settle

Funds land in your account on schedule.

Built for everyone

Partner with us, however you operate.

Merchants

Shops, malls & convenience

Retailers

Shops, restaurants, services

Card issuers

Debit, prepaid, fleet cards

App partners

Wallets & payment apps

Logistics

Fleet & distribution

Corporate

Bulk purchases & accounts

₦47B+

Processed annually

12,000+

Active partners

99.99%

Uptime SLA

<200ms

Avg response time

For builders

Built like infrastructure.

REST and GraphQL APIs. Idempotent webhooks. SDKs for every major language. Sandbox for every endpoint.

Terminal

$ curl -X POST https://api.surecashback.com/v1/transactions \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 1250000,
    "currency": "NGN",
    "channel": "POS",
    "type": "REWARD_EARN"
  }'
> HTTP/2 201 Created
> txn_ref: TXN-20250424-X9K2MP

Pricing

Pay for what you process.

Starter

For new partners getting started

Free

Start free

Up to 1,000 transactions/month

API + QR integration

Standard settlement (T+3)

Email support

Questions, answered.

Typically 3-5 business days from submission to activation. KYB verification with CAC and tax authorities is the main variable.

REST APIs, POS terminals (all major providers), QR code payments, physical card rails (Verve/Mastercard/Visa), and direct POS terminal integration via RS-232 and TCP.

Settlements run on configurable cycles (T+0, T+1, T+2, or T+3). Funds are auto-split based on your commission rules and transferred directly to your designated bank account.

We are PCI DSS Level 1 certified, ISO 27001 compliant, and all data is encrypted at rest (AES-256) and in transit (TLS 1.3). We also follow NDPR and CBN data localization requirements.

Failed transactions are automatically retried per your retry policy. Our Dispute Center lets customers and partners resolve issues within 48 hours via evidence upload and AI-assisted review.

Absolutely. Request access and we’ll provision a sandbox environment with simulated transactions within 15 minutes.

Yes. Parent partners can manage multiple sub-entities (e.g., a retail chain with 200 stores) with consolidated reporting and independent settlement accounts.

Real-time fraud detection, revenue forecasting, a conversational operations copilot (powered by Claude), document OCR for KYB, and anomaly detection on all transactions.

Ready to operate at scale?

Join Nigeria’s most trusted rewards commerce platform. Go live in days, not months.